What Exactly Is A Boiler Cover? Why Would You Purchase A Boiler Cover?

By Staff Reporter , Parent Herald Nov 25, 12:34 pm

Photo: (Photo : Achim Scholty from Pixabay )

The peace of mind that comes with knowing that your boiler and central heating are covered and serviced on a regular basis is provided by boiler insurance. In the event that any of them breaks down, you will have a person to call. What could be worse than having a damaged boiler in the middle of winter? As a result of boiler insurance, you'll be able to relax. Insurance will cover the cost of boiler repairs if anything worse happens to your appliance.

Boiler insurance gives you the ability to have a Gas Safe qualified heating engineer come to your home and get your boiler running again in the event of an emergency. A yearly boiler servicing is also included in this type of insurance to help prevent breakdowns in the future. There are two ways to pay for boiler insurance: monthly or yearly.

Boiler Cover Options

A wide variety of boiler insurance options are available to customers to choose from. You can choose a plan based on your boiler's make and model and your household's requirements. There are two main boiler insurance options to choose from when you shop for a policy.

#1: Boiler and control cover

There is a boiler breakdown repair and control plan included in this policy. Annual boiler service may also be included in the provider's basic plan.

#2: Full heating system cover

The boiler and the entire heating system are included in this package. Other heating system components, such as the flue, pump, and radiators, may be covered by some suppliers. Both plans normally include call-outs including parts and labor. Boiler inspection and service are also included, but if not, they can be purchased separately for an extra fee.

Who Uses a Boiler Cover?

Even the newest boilers fail. In the first six years of a boiler's lifespan, it's 50% likely that it would malfunction. As a result, homeowners should purchase boiler insurance in order to protect themselves from unexpected boiler repairs.

If you don't already have insurance, it may be time to check your boiler and visit this website. It's best to keep an eye out for symptoms that it's not performing as expected. To minimize pricey repairs, it's a good idea to have a back-up plan.

When a boiler is overworked, it frequently breaks down. The expense of repairing a boiler in the winter might be quite high. The more damage there is, the more expensive the repairs will be. Additionally, there is a shortage of qualified heating engineers in the industry. During the winter, boiler repair and service is in high demand. Even a simple boiler inspection may need you to wait in line for an engineer.

What's the Purpose of a Boiler Cover Anyway?

If you've read this far, you're probably convinced that the sole benefits of boiler insurance are the ability to avoid costly repairs and the sense of security they provide. There are others, for example:

An unexpected breakdown of the boiler: If your boiler is excellent, you can't always anticipate a problem. Older boilers are more likely to break down than newer models. Even today's most efficient boilers might malfunction at any time.

The availability of Gas Safe registered engineers: Insurance companies for boilers make certain that their clients have easy access to Gas Safe-certified technicians. All of your repair needs will be taken care of by our team of experts. You only need to file a claim and a Gas Safe licensed engineer will be dispatched to address your boiler issue. As a result, you'll receive a one-year warranty on all repairs.

Boiler inspections and maintenance: All boilers must be serviced annually to ensure that they are safe and efficient. As part of their inspection, a Gas Safe expert will also look for any underlying defects in the boiler. The annual boiler service costs roughly £70 if you pay for it yourself.

What You Need to Know About Boiler Covers:

The best way to get the most out of boiler insurance is to know how to choose the best plan. These guidelines will assist you in making a decision:

Calls for service: Contact the service provider and inquire about the number of service calls they have made. How many call-outs are you allowed to make? To get the most out of your insurance plan, take some time to read the fine print. Call-out fees may apply if an engineer is called out to your home or place of business. If that's the case, you may want to hunt for a different insurance company.

The boiler's age: Boiler cover rates and monthly premiums might be affected by how old your boiler is. Within 7 to 10 years from the gas safe range, most insurance carriers anticipate the boiler to be in good working order. Expect a higher premium and less coverage if the policy is more than 10 years old.

24/7 assistance: The ability to contact a boiler insurance company at any time is critical. Engineers can be summoned at any time. Emergency situations necessitate a point of contact who can answer your issues.