Hidden Agenda? What Everybody Doesn’t Know About Trumpcare

This moment offers a chance to truly rebuild the clumsy and impaired health care for the Americans. However, Trump and Price must keep in mind the four central reforms.

1. A primary objective of the Patient Protection and Affordable Care Act (ACA) signed into law in March of 2010 is to increase health insurance coverage in the United States to nearly universal levels through a combination of insurance market reforms, mandates, subsidies, and Medicaid expansions to provide a path to catastrophic health insurance for all Americans, according to NBER 2012 study.

2. The price of insurance naturally reflects added risk that's why beach houses cost more to insure compared to a typical suburban home, but there is a reasonable social consensus that people should not be penalized financially for health problems that are largely outside of their control to accommodate people with pre-existing health conditions.

 3. ObamaCare pushed millions of Americans into high-deductible insurance without giving them the opportunity to save and pay for care before insurance kicks in. There should be a one-time federal tax credit to encourage all Americans to open a Health Savings Account and begin to use it for routine medical bills. HSAs combined with high-deductible insurance should be incorporated directly into the Medicare and Medicaid programs. Which is the main purpose is to allow broad access to health savings accounts?

4. Empower the demand side of the market, but suppliers need freedom from regulation to provide packages of services better tailored to people's needs with the help of HSAs. For example, those consumers who maintain HSA balances should be allowed to use their resources to purchase direct care-basic services that keep people healthy and treat illnesses and chronic conditions from physician groups. This might take the form of a monthly fee; a practice sometimes referred to as direct primary care. Today, this could be considered an insurance premium that's barred by law which is to deregulate the market for medical services.

American health care constantly falters because it solely depends on the government's constraints as stated in The Wall Street Journal.         Now is the right time to ensure an accurate system that could enable American consumers to order and give direction to their health care.
 

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